What You’ll need to get a Loan.
““The ache for home lives in all of us, the safe place where we can go as we are and not be questioned.”
Loan Checklist Items
Current Pay Stubs (Most recent 30 Days worth of pay stubs)
Last 2 Years W-2s and/or 1099’s
Federal Tax Returns For The Past Two Years
Bank Statements For The Past Two Months - All Pages
Investment Account Statements For The Past Two Months - All Numbered Pages
Retirement Account Statements For The Past Two Months - All Numbered Pages
Copy of Driver’s License and Social Security Cards For All Loan Applicants
Credit or Debit Card Information For Appraisal Order
Other Potential Items
Copy of purchase agreement (if you have made an offer)
Receipt of child support (if income)
Copy of Divorce Settlement (to show the amount)
Copies of twelve months canceled checks to document actual receipt of funds
Landlord's name, address, and phone number (if you rent)
Copy of bankruptcy papers if you have filed bankruptcy within the last seven years
VA Loans Copy of DD214
If You Currently Own Real Estate
Copy Of Most Recent Mortgage Account Statement For All Properties Owned
Home Insurance Policy Information
Home Equity Account Information
Copy of Property Tax Bill For the Most Recent Year